The BIG banking giant will close another 55 branches forever.
Lloyds Banking Group is to close a number of branches across its Halifax, Bank of Scotland (BoS) and Lloyds brands.
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Bank branches continue to close, with 69 closing their doors in September Credit: Alamy
A total of 32 branches in Halifax will close, while 19 Lloyds branches and four BoS locations will also close their doors in 2025.
This latest round of closures means a total of 128 Lloyds branches will close this year and next, as well as 119 Halifax locations and 45 BoS locations.
Most of the sites are located in England, with a few in Scotland.
The company has already reduced its portfolio of brick-and-mortar branches in recent years, as young customers prefer online banking.
It comes after the banking group told the Sun that 19 million customers now use its banking apps.
Lloyds is just one of many banking groups to reduce their assets, with peers such as Barclays and TSB also reducing the number of branches they run.
Here is the complete list of bank branches that will be closed for good.
Lloyds
- 391-393 Harehills Lane, Leeds, England, LS9 6AP – 8 January 2025
- 3 North Brink, Wisbech, England, PE13 1JT – 22 January 2025
- 812 Osmaston Road Allenton, Derby, England, DE24 9AA – 23 January 2025
- 64-66 Mill Street, Macclesfield, England, SK11 6NH – 28 January 2025
- 77 Shirley High St Shirley, Southampton, England, SO15 3TX – 8 January 2025
- 11 Finkle Street, Kendal, England, LA9 4AG – 10 February 2025
- 38 High Street, Brecon, Wales, LD3 7AR – 11 February 2025
- 1 Claremont Road, Surbiton, England, KT6 4QS – 4 March 2025
- 20 Market Place, Dewsbury, England, WF13 1DF – 10 March 2025
- 1 Bancroft, Hitchin, England, SG5 1JQ – 7 April 2025
- Exchange Square, Beccles, England, NR34 9HH – 6 May 2025
- 27 Norwich Street, Fakenham, England, NR21 9AH – 6 May 2025
- 11 Causeway Lane, Matlock, England, DE4 3AR – 07 May 2025
- 18 Monnow Street, Monmouth, Wales, NP25 3XH – 8 May 2025
- 35 King Street, Thetford, England, IP24 2AX – 13 May 2025
- 47 Station Road, New Milton, England, BH25 6HU – 13 May 2025
- 413 Bitterne Road Bitterne, Southampton, England, SO18 1DA – 9 June 2025
- 52 Town Street Armley, Leeds, England, LS12 3AE – 8 September 2025
Halifax
- 200 Edgware Road, London, England, W2 2DW – 6 January 2025
- 92-94 Church Street, Eccles, England, M30 0DA – 7 January 2025
- 6 Royalty Mall Arndale Centre, Morecambe, England, LA4 5DS – 7 January 2025
- Duke Street Wellington, Telford, England, TF1 1BJ – 7 January 2025
- 642 Prescot Road Old Swan, Liverpool, England, L13 5YS – 8 January 2025
- 24 Market Street Longton, Stoke-on-Trent, England, ST3 1BG – 8 January 2025
- 256/258 Green Lanes, Palmers Green, England, N13 5TU – 9 January 2025
- 177B Stratford Road, Shirley, England, B90 3AQ – 9 January 2025
- 39 High Street, Tonbridge, England, TN9 1SQ – 9 January 2025
- 32 Low Street, Sutton-in-Ashfield, England, NG17 1DG – 16 January 2025
- 129 High Street, Winchester, England, SO23 9AX - 20 January 2025
- 8 Commercial Road, Bulwell, England, NG6 8HA – 21 January 2025
- 28 Market Place, Wisbech, England, PE13 1DQ – 22 January 2025
- 7/11 Monnow Street, Monmouth, Wales, NP25 3EF – 23 January 2025
- 3 High Street, Walton-on-Thames, England, KT12 1EA – 27 January 2025
- 100 Bedford Street, North Shields, England, NE29 6DD – 28 January 2025
- 58 Station Road, Port Talbot, Wales, SA13 1RD – 29 January 2025
- 4/4A King Street, Thetford, England, IP24 2AP – 4 February 2025
- 21/23 Highgate, Kendal, England, LA9 4DA – 10 February 2025
- 11 Church Road, Burgess Hill, England, RH15 9BB – 4 March 2025
- 7 Orchard Street, Didcot, England, OX11 7LG – 10 March 2025
- 20/22 High Street, Camberley, England, GU15 3TG – 11 March 2025
- 60/61 High Street, Gosport, England, PO12 1DR – 12 March 2025
- 8 Wheelgate, Malton, England, YO17 7HP – 8 April 2025
- 49 Market Place, Chippenham, England, SN15 3HU – 15 April 2025
- 16 Northbrook Street, Newbury, England, RG14 1DJ – 16 April 2025
- 91 High Street, Northallerton, England, DL7 8QT – 28 April 2025
- 6 Bailey Street, Oswestry, England, SY11 1PS – 28 April 2025
- 35 Orchard Walk Halton Lea, Runcorn, England, WA7 2BS – 29 April 2025
- 22 Market Street, Tamworth, England, B79 7LR – 29 April 2025
- 29 High Street, Witney, England, OX28 6XP – 30 April 2025
- 400/402 Bitterne Road Bitterne, Southampton, England, SO18 5RS – 9 June 2025
Bank of Scotland
- Main Street, Golspie, Scotland, KW10 6RJ – 4 February 2025
- 31 High Street, Montrose, Scotland, DD10 8LT – 10 March 2025
- High Street, Langholm, Scotland, DG13 0JH – 7 April 2025
- 60 High Street, Leven, Scotland, KY8 4NA – 7 May 2025
Do you owe cash from your bank?
Earlier this year, banking group Lloyds said it would close 60 branches after site utilization fell by an average of 52% to 68% over the past five years.
You can read the full list of those locations and closing dates here.
Lloyds is not the only lender to close branches.
Natwest Group plans to close a total of 98 stores this year, including 20 Royal Bank of Scotland locations and 10 Ulster Bank locations.
Meanwhile, Santander has disposed of more than 470 locations over the past nine years.
A rapid increase in the number of banks closing brick-and-mortar branches has raised concerns that vulnerable groups are being cut off from accessing their finances.
Many, especially the elderly, still rely on in-person services that will make closure more difficult to access.
But there are still a number of ways affected customers can access basic banking services without going to the next town over.
Forgotten customers
CUSTOMERS have been forgotten, writes The Sun’s head of consumer affairs, Tara Evans
With branch closures and online banking taking over, customers can feel cut off.
We wrote about forgotten customers back in July on our Sun Money pages in our weekly magazine.
People like David Elkins, 82, a retired service engineer from Calne, Wilts, who saw his HSBC branch close in 2023 and had to travel ten miles to the nearest one.
He has a kidney problem and needs frequent dialysis, which makes him impractical. Banking hubs are emerging as a solution to address the gaps caused by widespread closures – but there aren’t enough of them.
There are plans for 146 of them, but so far there are only 60. You can use one of the 11,635 post offices to do basic banking, but they won’t let you open or close an account, for example.
If the latest string of closures leaves you without a bank in your town, you should be able to complete most basic tasks at your local post office.
You can use one of nearly 12,000 post offices to do basic banking — but not to open new bank accounts or take out personal loans and mortgages.
Many banks also offer a mobile banking service, where your bank brings a bus to your local area that has the services normally available in your branch.
You should call your bank to see if they provide such a service and they will be able to tell you where and when it will be parked.
Other banks use buildings such as village halls or libraries to provide mobile banking services.
Banking hubs, which offer traditional shared services, have also been set up in several locations across the UK to fill the gap – including Brixham, Cambuslang, Cottingham and Rochford.
Why are bank branches closing?
Thousands of bank branches are closing across the UK, leaving some without one for miles around.
Figures from the Office for National Statistics (ONS) reveal that the number of bank branches operating across the UK has fallen from 14,689 in 1986 to 5,745 in 2023.
In the same period, the number of operating housing savings bank branches fell from 6,954 to 1,925.
The FCA recently said it would ban lenders from closing too fast under new rules to help people access cash.
Under the policy, launched by the UK’s financial watchdog, banks will have to fill the gap for customers affected by an increase in physical branch closures.
The decision by the Financial Conduct Authority (FCA) comes into effect on 18 September.
However, the changes cannot prevent the closure of bank branches, but ensure that banks offer an alternative to customers.
The watchdog said the new rules would require banks and housing associations to plug gaps in access to cash with measures such as banking centres, ATMs and post offices.
Banking hubs, which were created in response to rapid branch closures, offer traditional shared services in new locations across the UK.
They consist of a counter service managed by Post Office employees, where clients of any bank can withdraw and deposit cash, pay bills and perform regular bank transactions.
What to do if your local bank branch closes
IF the recent closure of a bank or housing association has left you without one nearby, you may have some alternatives.
You can do most basic banking at your nearest post office, but you won’t be able to apply for a loan or open a new bank account there.
You can find the nearest post office using the search tool on its website.
Meanwhile, many banks offer a mobile banking service – where they bring a bus to your area offering services that you can usually get in a brick-and-mortar branch.
Other banks use buildings such as village halls or libraries to provide mobile banking services.
It’s worth contacting your bank to see what services are available and when they might next be in your area.
Last month, it was announced that new super ATMs will be launched in 17 locations in the UK where branch closures have left residents unable to access basic banking services.
ATMs will allow users to withdraw funds, access their balance, change PIN numbers and deposit cash.
Bank of Scotland, Barclays, Halifax, Lloyds, NatWest, Royal Bank of Scotland and Ulster Bank have already applied to allow deposits at super ATMs, with more banks to apply soon.
Do you have a money problem that needs to be solved? Get in touch by emailing [email protected].
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